Introduction: Empowering Farmers Across India
India’s economy is deeply rooted in agriculture. More than 50% of the country’s workforce depends on farming for their livelihood. To ensure financial security and stability for these farmers, the Government of India launched the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Scheme in February 2019.
Under this scheme, eligible farmers receive ₹6,000 every year, credited directly to their bank accounts in three equal installments of ₹2,000 each. The scheme is fully funded by the Central Government, with no state contribution required.
In 2025, the government introduced several upgrades and digital improvements to make the scheme more transparent, efficient, and inclusive — making it one of the most impactful welfare initiatives for Indian farmers.
History and Background of PM Kisan Samman Nidhi
The PM Kisan scheme was first introduced by the Ministry of Agriculture and Farmers Welfare to supplement the financial needs of small and marginal farmers.
Initially, the scheme targeted only small and marginal farmers with up to 2 hectares of cultivable land. However, in June 2019, the scheme was expanded to cover all farmers across India, regardless of landholding size, provided they meet other eligibility criteria.
The vision was simple yet powerful — to ensure financial support and timely relief to the backbone of the nation: the farmers.
Key Objectives of the Scheme
The PM Kisan Samman Nidhi Yojana was launched with multiple goals in mind:
💰 Income Support: To provide steady financial assistance to all eligible farmers.
🌾 Agricultural Sustainability: To help farmers meet agricultural and allied expenses such as seeds, fertilizers, and equipment.
🧾 Reduction of Debt Dependence: To reduce the dependency on moneylenders and high-interest loans.
🧑🌾 Empowerment of Rural Families: To enhance rural household income and ensure better quality of life.
📲 Digital Inclusion: To promote technology use by introducing digital verification, eKYC, and online monitoring systems.
Eligibility Criteria for PM Kisan 2026
To ensure transparency, the government has laid out clear eligibility guidelines. Farmers must meet the following conditions:
Eligible Farmers
Small and marginal farmers owning cultivable land.
Families consisting of husband, wife, and minor children.
Institutional farmers (like individual landowners or joint owners) are also eligible.
Farmers from both rural and urban areas can apply.
Non-Eligible Categories
The following categories are excluded from PM Kisan benefits:
Institutional landholders.
Families with members who hold or held constitutional posts.
State/Central Government employees, pensioners (excluding Group D).
Persons who paid income tax in the previous financial year.
Professionals like doctors, engineers, and chartered accountants registered with professional bodies.
Benefits of PM Kisan Samman Nidhi Yojana 2026
The PM Kisan scheme offers direct and indirect benefits to farmers across the nation.
1. Direct Financial Assistance
Every registered farmer receives ₹6,000 per year, divided into three equal installments of ₹2,000 each.
Payments are credited directly to the farmer’s Aadhaar-linked bank account via DBT (Direct Benefit Transfer).
2. National Coverage
Over 11 crore farmers have already benefitted from this initiative.
The scheme is operational in all states and union territories, ensuring inclusive growth.
3. Transparency and Efficiency
The government uses Aadhaar authentication and eKYC to prevent fraud and duplication.
The process has become fully digitized, minimizing paperwork.
4. Empowerment and Self-Reliance
The regular income support allows farmers to plan their agricultural activities better, reducing dependence on credit.
It promotes Atmanirbhar Bharat (Self-Reliant India) vision.
How to Apply for PM Kisan Samman Nidhi Yojana 2026
Farmers can register both online and offline. Here’s a complete step-by-step process.
A. Online Registration via Official Portal
Visit the official PM Kisan website: https://pmkisan.gov.in
Click on the “New Farmer Registration” option.
Enter your Aadhaar number, and fill in required details such as name, bank details, and address.
Select your state and district.
Upload necessary documents (Aadhaar, land records, bank passbook, etc.).
Submit the form and save the acknowledgment number for future reference.
B. Registration via CSC (Common Service Centre)
Visit your nearest CSC centre with Aadhaar and land documents.
The operator will enter your details in the PM-Kisan portal.
Once verified, you’ll receive a registration receipt.
Documents Required for Registration
To apply under PM Kisan Yojana, the following documents are mandatory:
Aadhaar Card
Proof of land ownership (Land record/Khatauni)
Bank account details (Passbook copy)
Recent passport-sized photo
Valid mobile number (linked with Aadhaar)
PM Kisan Payment Details and Schedule 2026
Farmers receive ₹6,000 in three equal installments every year.
| Installment | Period | Amount (₹) |
|---|---|---|
| 1st Installment | April – July | 2,000 |
| 2nd Installment | August – November | 2,000 |
| 3rd Installment | December – March | 2,000 |
Note : 22nd installment will be transfered to farmers befor Holi date 4th of March 2026
Each installment is directly credited through DBT to the registered bank account.
Farmers can verify payment details on the official portal by clicking “Beneficiary Status” and entering their Aadhaar or mobile number.
How to Check PM Kisan Status Online
Checking your status online is quick and simple:
Go to https://pmkisan.gov.in
Click “Beneficiary Status”
Enter your Aadhaar number or mobile number
The dashboard will display your payment history, approval status, and installment release date.
You can also check your PM Kisan list under “Beneficiary List” by selecting your State, District, Sub-district, Block, and Village.
Common Issues and How to Fix Them
| Issue | Cause | Solution |
|---|---|---|
| Payment Not Received | Bank details mismatch | Update account details via CSC or local agriculture office |
| Name Mismatch | Aadhaar and bank name differ | Correct spelling in Aadhaar or bank records |
| eKYC Pending | Aadhaar not linked | Complete eKYC via OTP or biometric at CSC |
| Application Rejected | Invalid land record | Submit updated land proof |
Government Initiatives & 2025 Updates
In 2025, several new features were added to improve accessibility and efficiency:
PM Kisan Mobile App 3.0 launched for real-time tracking and updates.
AI-based beneficiary verification system introduced to eliminate duplicate entries.
Integration with PM Fasal Bima Yojana (PMFBY) for combined benefits.
24×7 Grievance Redressal Portal launched to assist farmers quickly.
Frequently Asked Questions (FAQs)
Q1. What is PM Kisan Samman Nidhi Yojana?
A Central Government scheme providing ₹6,000 annual income support to eligible farmers.
Q2. Who can apply for PM Kisan Yojana 2026?
All small and marginal farmers with cultivable land can apply, except government employees and taxpayers.
Q3. How can I check my PM Kisan status?
Visit pmkisan.gov.in, click “Beneficiary Status,” and enter your Aadhaar number.
Q4. Is Aadhaar mandatory for PM Kisan?
Yes, Aadhaar is mandatory for registration and payment verification.
Q5. What to do if my installment is pending?
Check your eKYC status and ensure your bank account is linked with Aadhaar.
Conclusion
The PM Kisan Samman Nidhi Yojana 2026 continues to transform the lives of millions of farmers by providing direct financial support and stability. It not only ensures income security but also boosts agricultural productivity, making India’s rural economy stronger and more resilient.
Farmers are encouraged to complete their eKYC, verify their details, and stay updated through the official PM Kisan portal.
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